April 14, 2022
Income share agreements (ISA) have garnered significant excitement as a new tool to finance postsecondary education, but it is unclear what effect they have on racial and gender equity. Using a proprietary data set of ISA contract holder records, this report analyzes differences in contract terms and repayment patterns across demographic groups, finding no consistent and significant favorability toward one racial/ethnic or gender group over another.
JFF’s Financing the Future initiative reimagines the way we finance education and skills development. Our Vision Jobs for the Future’s Financing the Future (FTF) initiative is working to reimagine financing for postsecondary education and skills…
An income share agreement (ISA) is an innovative financing tool used by education and training providers that ties the amount that learners pay to the amount of money they earn after completion. Students pay a…
